Medi/Gap or Medicare Supplements plans are designated by a letter. plans are A, B, C, D, F. G, K, L, M, N.
If you have Original Medicare (parts A & B) and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medigap policy pays its share. Each standardized Medigap policy must offer the same basic benefits, no matter which insurance company sells it.
Medi/Gap & Medicare Supplements does cost more, but if you ever have a big health issue, it could save you thousands of dollars.
Do you have Medicare and a HMO, PPO, PFFS or a SNP?
These plans are Medicare Advantage Plans, these plans usually provide built-in Drug coverage, and can be very attractive because of the low monthly cost and the extra benefits they can offer in addition to what Medicare covers. Medicare Advantage Plans can change their cost, coverage and benefits every year.
If you have Medicare Advantage coverage it is very important to have your benefits reviewed every year.
Having the wrong plan can easily cost you thousands of dollars in treatment cost in medical bills if something major happens like Cancer, Heart Failure, Stroke or Dialysis just to mention a few of the common medical events.
Life On Medicare provides this yearly service at no cost to our Medicare Advantage members.
Do you have Medicare and live or spend more than 60 continuous days out of the USA?
There are important coverage rules you need to know.
Let's make sure you have the best Coverage & Benefits so You can enjoy your Life On Medicare.
Medicare Drug Plans or PDP (Prescription Drug Plan).
Medicare requires you to have Drug Coverage, or you will pay a penalty if the future.
Medicare Drug Plans change their cost, coverage and benefits every year, if you take Prescription Medications it is important to have this reviewed during AEP (10/15 to 12/7 every year).
Life On Medicare provides this yearly service at no cost to our Medicare Supplement and Medicare Advantage members.
Remember you can contact us at anytime, if you have a question. 916-222-9900
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